Insurance & Scholarship

Australian National University College of Business and Economics is glad to announce its  Dixon-Walsh   Scholarship.  The scholarship will is awarded to disadvantaged students commencing   undergraduate studies at the CBE Research School of Finance and Actuarial Studies and Statistics (RSFAS). The objective of the award is to strengthen and raise awareness of the acute disadvantages that some students face in accessing university education. Australian National University, is one of the nation’s finest. Their unique mission, as the national university, is to address major issues of national and international importance through research and teaching. The School  focus , within the College of Business and Economics, is on developing leaders who transform business, society and economies. The strength of the school   international   reputation attracts exceptional students from Australia, the Asia-Pacific and beyond.  they offer every student the opportunity to develop their stren

The University of Sydney is offering  scholarships  for Higher Degree Research Program in Sydney. This scholarship is available to an Australian citizen, New Zealand citizen, or Australian permanent resident. The scholarship is called  Australia Henry Halloran Trust Practitioner in Residence  Scholarship .  it is available for  PhD studies in Australia. The University of Sydney is Australia’s first university and is regarded as one of the world’s leading universities. The university is colloquially known as one of Australia’s sandstone universities. The University of Sydney  was founded on the principle of giving everyone the opportunity to realise their potential through education and still holds that belief just as strongly today. Currently ranked 4th in the world, and 1st in Australia, for graduate employability, the University of Sydney is also consistently placed among the top 50 universities in the world. With a re-imagined undergraduate curriculum, world-class faciliti

Scholarship Description:  London Business School is pleased to offer 50th Anniversary Scholarship for international students to study in the UK. This scholarship comprises one scholarship covering 100% of the tuition fees. The LBS Sloan Masters challenges and prepares experienced senior managers moving towards leadership positions to realize their global leadership ambitions. It is a 12-month, full-time degree program leading to an MSc in Leadership and Strategy. About University:  London Business School is one of the world’s elite business schools. We shape business practice and transform careers across the globe. Our academic strength drives original and provocative business thinking, empowering our people to challenge conventional wisdom in a truly unique academic environment. Degree Level:  Scholarship is available to pursue MSc programme. Available Subject:  Scholarship is awarded for Sloan MSc in Leadership and Strategy. Scholarship Benefits:  This scholarshi

Scholarship Description:  The State University of New York Polytechnic Institute is offering undergraduate merit scholarships. These scholarships are awarded to international first-year students (freshmen) for pursuing all programs offered at Utica Campus. About University:  The State University of New York Polytechnic Institute, commonly referred to as SUNY Polytechnic Institute or SUNY Poly, is a public research university with campuses in the town of Marcy in the Utica-Rome metropolitan area and Albany, New York. Degree Level:  Scholarships are available for pursuing the full-time undergraduate programme. Available Subject:  Scholarships are awarded to study the subjects offered by the university. Scholarship Benefits:  Scholarships range from $6,000 – $8,000. Eligibility: Requirements for $8,000 Merit Scholarship per year: A minimum high school grade of 87.5% Any one of the test scores: A minimum TOEFL iBT score of 95 OR IELTS score of 7.5 OR SAT score 1300

Scholarship Description:  The University of Alberta is delighted to offer its Centenary Scholarships to pursue an undergraduate degree program. Up to 5 scholarships are available for international students. The aim of the scholarships is to support international students who want to pursue an undergraduate degree program. About University:  The University of Alberta is a public research university located in Edmonton, Alberta, Canada. It was founded by Alexander Cameron Rutherford, the first premier of Alberta, and Henry Marshall Tory, its first president. Its enabling legislation is the Post-secondary Learning Act. Degree Level:  Scholarships are available to pursue an undergraduate degree program. Available Subject:  Scholarships are awarded in the fields offered by the university. Scholarship Benefits : Scholarships will cover the following: Variable from $20,000; payable over four years. Number of Scholarships:  Up to 5 scholarships are available. Eligibili

Some people equate life insurance with tragedy and death. In truth, life insurance is for the living. Without it, the sudden demise of a key breadwinner could leave a family stranded without the resources to maintain their lifestyle—or even retain their home. Not so long ago, professionals recommended that families carry a life insurance policy with a death benefit of 10 times their annual household income. Today, however, in light of rising house prices in many parts of the country, spiraling college costs and low interest rates most advisors now recommend up to 20 times your household income. Unfortunately, most American families are underinsured. The gap between what households have and what they need is nearly $320,000, according to LIMRA’s study Closing the Life Insurance Gap, 2015. If you’d like to get a working idea of how much life insurance you may need (or how much more you may need), you can use our quick Life Insurance Needs Calculator. A Corners

Most of us take more time planning our vacations than our financial futures. That’s why we decided that a quick chat with a top financial advisor might do us all some good. We spoke with Sarah Kaelberer, CFP, ChFC, who is a partner and President of Business & Estate Advisers Inc. in the Minneapolis area. She led us through some common misconceptions about life insurance and who actually has an “estate.” What mistakes do you see people making when it comes life insurance? People have so many misconceptions about life insurance. I hear people say, especially those that are just married or had their first child, is: “I don’t need life insurance.” And I always reply, “Of course you don’t. You’re the one who’s going to be dead. Your family needs it.” It’s not about what you need; it’s about what your family needs if you aren’t here. Mathematically I can show most people that they do need life insurance, especially those who are younger and who can’t self-insure ye

Saving and investing for retirement—it takes discipline and determination. It’s hard work, and the last thing you want is to find yourself with less retirement savings than you planned on having available. When you’re retired, the checks from your employer end, but your expenses do not. Groceries Cable TV Phone and internet Dining out Property taxes Mortgage (if you’re not so fortunate to have it paid off yet) Gas for the car An occasional trip to the cinema Auto insurance Vacations Medical, dental, and eye care insurance (not to mention out of pocket expenses) Prescriptions and nutritional supplements Gym membership The list goes on and on…. With all that to pay for, would your spouse or partner have enough to cover funeral expenses, too, if anything were to happen to you? How Much Does The Typical Funeral Cost? While none of us like to think about it, we also need to consider the costs of final (a.k.a. funeral) expenses. According to statistics from th

Term life insurance is the most inexpensive type of life insurance you can buy. But it’s still an expense many people either cannot or will not take on. Despite knowing how important life insurance is for protecting a family or a business, many people choose to live without it. In fact, one third of people surveyed by Life Happens and LIMRA wished their spouse or partner had life insurance or more of it. In the unstable world we live in today, that’s a big risk to take. People with no life insurance believe it costs three times more than it actually does. And those that do have it overestimate it’s cost by two times. Are you one of them? If so, what if I told you there are steps you can take today to save money on your policy? Would you take them? Factors that affect the Cost of Life Insurance We’ve talked extensively about life insurance underwriting and the many factors that contribute to the cost of a policy. Some of the primary ones are: Age Gender Healt

I want to share an important story about a friend. Her husband died in a car accident many years ago when her three children were still in elementary school. He was the sole breadwinner, working as a high school principal, while she stayed home to care for their young family. Although she had an MBA and prior work experience to fall back on, I can’t imagine getting forced back into the workplace at that difficult time in her life. Fortunately, she didn’t have to leave her children at daycare or with a nanny to earn a living because her husband was covered by life insurance. She was able to continue raising her brood knowing there was plenty of money in the bank, instead of dealing with her grief while also going on job interviews and feeling even more anxious and worried about their future. My friend and her children were able to better cope with the tragedy because they had the financial ability to maintain their standard of living and lifestyle. She could easily pa

Scholarship Description:  The Estonian Institute is offering a scholarship for foreign students to write a research paper on an Estonia-related topic or to gather material for it. The scholarship is intended to cover the living expenses, tuition fees, and research-related expenses. The purpose of the activity is to support the studies and research of the international students and researchers interested in the Estonian language and culture in Estonia, by thus contributing to the exchange of knowledge and making Estonia more visible. The scholarship is funded by the Ministry of Education and Research from the funds allocated to the Archimedes Foundation (hereinafter: the Foundation) for that purpose. Degree Level:  The Estophilus scholarship may be applied for by the international master students, PhD students and post-doctorate researchers from universities abroad while staying in Estonia for conducting research or collecting material about Estonia. Available Subje